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Self Employed Retirement Plans – Best Self Employed Retirement Plans





What are self employed retirement plans – What is a self employed retirement plan? 1-800-566-1002 http://www.RetireSharp.com. What are the best types of self employed retirement plans and learn how you can avoid the most common mistakes that individuals have made when looking to set up a self employed retirement plan.
Benefits You Can Avail From Self Employed Retirement Plans

Over the past few years, many companies all over the world have shed millions of jobs, affecting the economy. Others opted for self employment since the competition for landing a job has become tougher. In addition to that, self employed retirement plans has also started to become a trend for many individuals. One of the benefits of self employment is that you are your own boss and there are no subordinates to pull you down. You earn exactly what you worked for without the hassle of being under someone else.

One of the most common self employed retirement plans include solo 401k plans. It is the newest among the most commonly used retirement funds. If you are under the age of 50, the contribution limit is $16,500 and $22,000 for those aged 50 or over. The tax benefits are better compared to SEP because the contributions that you will make are not restricted to a certain percentage of your pay. Another great deal with 401(k) plans is that you can contribute 20% of your earnings as an additional contribution.

Another option for retirement funds is the simple IRA retirement plan. IRA stands for individual retirement account. $5,000 is the maximum contribution for those aged under 50, and $6,000 for those aged 50 and over. It is best that neither you nor your spouse (if you have one) is covered by another retirement fund such as 401(k) to avoid limitations in tax deductions and other conflicting issues.

SEP IRA plans or simplified employee pension IRA is an upgraded version of the simple IRA, where you can contribute from 20 percent of your net earnings up to a maximum of $49,000. Nowadays, the SEP IRA is the most common type of retirement plan being used by self employed individuals. This type of plan does not require a mandatory contribution. For one year, you may choose to contribute the full amount or half or any desired amount for the succeeding year. One of the benefits of using the SEP IRA is that it is very easy to create an account and maintain it. The deadline for funding your account is the same as the deadline for filing your income tax returns which makes it convenient for all users. A disadvantage for this though is that loans are not permitted.

With the Roth IRA retirement plan, there is no income tax deduction and the growth of your investment is tax free. It is the exact opposite of a traditional IRA plan where contributions have an income tax deduction and the money you take out in retirement is taxed.

Other self employed retirement plans that are more expensive and difficult to maintain include the Defined benefit plan. The annual funding requirements are very rigid even though loans are permitted in this type of retirement fund. The annual contributions for this type of account can reach up to $100,000 or more, depending on the age and the average income of the owner. For more information about the various retirement plans for self employed individuals, there are many websites that let you use free retirement planning tools to get you started.

Feel free to subscribe to our YouTube channel and receive instant access on different retirement related topics. Thanks for watching!

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Simple Plan – “No Pads, No Helmets… Just Balls: 15th Anniversary Tour” Chicago Recap





http://www.simpleplanbrazil.net

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SEP IRAs vs SIMPLE IRAs





In this month’s video, we take a look at small business retirement plans, specifically SEP IRAs and SIMPLE IRAs.

There are a variety of factors to consider prior to deciding which plan is right for you, so please give us a call (270.247.0555) or email (advisor@milestonesfp.com) to schedule your complimentary consultation today.

If you’d like to keep up to date on our video posts, then subscribe to Fiscally FitwMilestones or sign up for our financial newsletter at www.milestonesfp.com.

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Simple Plan-Perfect World Bass Cover





I decided to tab that song on ultimate guitar. and here is my cover for these tab.
I dont play the bridg.don’t know how to play 😀

http://www.ultimate-guitar.com/tabs/s/simple_plan/perfect_world_ver4_btab.htm

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Simple Plan Save You Lyrics





Simple Plan Save you, A song to promote Cancer awareness lyrics from www.azlyrics.com

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Seb from Simple Plan’s Day Off in San Diego!





Seb hits the San Diego Zoo on his day off from the Get Your Heart On! Tour

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