Download our NEW EP! http://bit.ly/futuresunsetsep
Support new music & get all OLD songs for FREE!: http://www.patreon.com/futuresunsets
What’s going on? https://www.youtube.com/watch?v=oucg9bmi5Vc
So glad you came across this video! The band name has now changed to Future Sunsets! Make sure you find us on social media so you can be up to date on touring and new music announcements! We’re still performing old songs too and you can download them all for FREE at http://patreon.com/futuresunsets.
Pierre Bouvier, líder de la formación canadiense Simple Plan, se pasó por los estudios radiofónicos de MariskalRock para responder el cuestionario de Juan Destroyer.
Unos días antes de su gira peninsular, el vocalista desgrana los detalles de ‘Taking One For The Team’ (Warner Music, 2016), su último lanzamiento discográfico.
Pierre Bouvier, the leader of the canadian band Simple Plan, came to our broadcasting studio and answered the cuestionary of our host Juan Destroyer.
A few days before starting his Spanish Tour, the singer explained to the audience the details of ‘Taking One For The Team’ (Atlantic Records, 2016), the latest album of Simple Plan.
Win money every Friday. Watch me scratch off California instant lottery scratch card tickets. You may even win money watching me scratch off instant lottery tickets. The tickets I scratch off are in denominations of $1, $2, $5, $10, $20 and $30. I usually scratch off $5, $10 and $20 instant lottery tickets. I sometimes scratch off lottery tickets sent in by my subscribers or other YouTube channels. You can send me fan mail by sending it to the below address. You can mail me instant lottery scratch card tickets or anything you like. I will make a video for you and all winnings on the instant lottery scratchoff tickets will go back to you. You can also send money via paypal and I will use that money to buy California instant lottery scratchoff tickets. I will make a video scratching off those tickets and all of the winnings will go back to you.
I developed a scratching tool. I am selling it for $5 + 0.25 each letter. Let me know what color you want the letters. Feel free to make special requests and I will get back to you. Shipping is included in the price. Email: email@example.com for more info.
Email address: FunUberGames@Gmail.com
Paypal email: FunUberGames@Gmail.com
Facebook Page: https://www.facebook.com/funubergames1
Fun Uber Games
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A ‘perfect’ treat by Simple Plan at Mood Indigo, 2012 – Asia’s largest college festival
This is what the crowd is singing.
“‘Cuz we lost it all
Nothing lasts forever
I can’t be perfect
Now it’s just too late and
We can’t go back
I can’t be perfect” Visit us at
Twitter:https://twitter.com/iitb_moodi Mood Indigo, IIT Bombay
I ran out of space on my iPhone and the video cut out :/ Oh well!
More photos of the planner (and more planner reviews!) on my blog! http://www.allaboutthehouseprintablesblog.com/carpe-diem-a5-planner-by-simple-stories-review-flipthrough/
Access the free printables library: https://app.convertkit.com/landing_pages/67222
Tutorial on how to make a weekly planner: http://www.allaboutthehouseprintablesblog.com/how-to-make-a-weekly-planner-in-photoshop-step-by-step-tutorial/
***OTHER PLACES YOU CAN FIND ME***
Enroll in our Personal Finance Masterclass for just $10: https://www.videoschoolonline.com/YTFinance
How to retire early – let’s break down the steps to early retirement.
Take a premium course at http://www.videoschoolonline.com/course-library/
This video shows you how to retire early with shockingly simple math.
I’ve been a personal finance nerd for a while, and the idea of early retirement is really interesting. I’m a huge fan of Mr. Money Mustache who wrote a great article on the shockingly simple math behind early retirement. Since I make videos, I wanted to take his theories and break them down into a digestible video.
I hope you enjoy! And like I say in the video, please like and share this video, then leave a comment. What do you think? Is this amazing or crazy? What is your savings rate? What other personal finance questions do you have?
I credit a lot of this work/theory to Mr Money Mustache. Read his full article about it here (http://www.mrmoneymustache.com/2012/01/13/the-shockingly-simple-math-behind-early-retirement/). Also, check out this cool early retirement calculator (https://networthify.com/calculator/earlyretirement?income=50000&initialBalance=0&expenses=17000&annualPct=5&withdrawalRate=4)
Hi, my name is Phil. I’m a video creator and online instructor. I’m also a personal finance nerd.
Because of that, I want to create a series of videos that breaks down some of the most mystifying topics that plague our society.
In a world where people’s finances are typically locked away and not-talked about, I believe opening up the gates of financial conversation will help everyone live a better and smarter life.
In this first video, I want to explain the shockingly simple math behind early retirement – thanks to one of my biggest heroes, Mr Money Mustache.
While the ability to retire may seem like a distant and unreachable goal for many, the premise comes down to one thing. You need to invest money so that it earns more money. This could be investing in stocks or bonds, real estate, or any other of investment vehicles. As soon as your investments earn enough money for you to live on each year, you are able to retire.
Let’s break it down further to know when you can retire.
The most important concept is knowing your savings rate, basically how much you make minus your expenses.
If you spend 100% of your income, you will never retire… because you will never be able to invest any money that earns money for retirement.
If you spend 0% of your income, you can retire right now… because somehow you are living without needing to make any more money.
Between 0% and 100% are a number of savings rates that correlate with the years it will take to retire.
For this, let’s assume your annual investment return is 5% (which is conservatively low) and your withdrawal rate is 4%… meaning you spend 4% of your net worth each year. For example, if you have a $1,000,000 net worth, and you live on $40,000.
If your savings rate is 10%, you will be able to safely retire after 51.4 years. Safely, meaning you will never run out of money.
If your savings rate is 25%, you can retire in 31.9 years.
50%, you can retire in 16.6 years.
And if you can somehow save 75% of your income, you can retire in 7.1 years.
Now getting to that savings rate might not be easy in our world of societal pressures, keeping up with the Joneses, and bad habits. But you can get closer by making smart decisions, avoiding debt, and living simply.
The key take away is…
Cutting your spending rate is way more powerful than increasing your income because no matter how much money you make, decreasing your spending will speed up the process.
A note, The math behind early retirement works if you are working a minimum wage job or a 7-figure CEO salary.
It’s all about the savings rate.
So if you want to retire in 10 years, the math tells us that you need to save 66% of your income.
Now there is a lot that I didn’t talk about – like how to invest, and how to cut expenses to get to a high savings rate. Those will come in a future video.
For now, get excited about the honest truth about retirement (and early retirement at that!)!
Let me know what you think in the comments below? Is this exciting or bogus?
Until next time… start being money smart.
Please subscribe to the channel and leave a comment below!
Video School Online: http://www.videoschoolonline.com
There are many reasons why a building, or a group of buildings may need to be evacuated including:
• Chemical Spills
• Toxic or Explosive Gas Releases,
• Violent Behaviour, and
• Bomb Threats.
The larger the building, the more organisation is required to ensure everyone is evacuated effectively and as safely as possible. But regardless of the size or type of building or buildings, or number of employees, every organisation should have a tried and tested evacuation plan.
This program covers:
• The Evacuation Plan
• The Evacuation Team
• The Chief Warden
• Your Responsibility
• Training and Practice
Every Building must have a tried and tested evacuation plan, and everyone must be familiar with it, and know their role.