How to Make a Rubber Band Plane Out of Paper – Very EASY

http://understandingsin.com/wp-login.php?action=jetpack-sso



Homemade paper rubber band plane. An elastic band plane made out of paper and a few straws. A great , simple paper plane that is also elastic powered

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Hackbeat by Kevin MacLeod is licensed under a Creative Commons Attribution license (https://creativecommons.org/licenses/by/4.0/)
Source: http://incompetech.com/music/royalty-free/index.html?isrc=USUAN1100805
Artist: http://incompetech.com/

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Simple Plan – Opinion Overload – Taking One For The Team Tour Malaysia 07.09.16





Simple Plan Taking One For The Team Tour Malaysia, KL Live, 7th September 2016

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Jet Lag – Simple Plan (live Milan 2017)





Simple Plan – Jet Lag
live @ Fabrique, Milan, IT
No Pads, No Helmets… Just Balls 15th anniversary tour
16.06.2017

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DIY: 5 Ways To Transform Your T-shirts





Try out these super simple and cute ways to UPCYCLE your t-shirts 🙂

The sewing machines I use:
Serger – Juki mo-1000
http://www.sewingmachinesplus.com/juki-mo-1000.php
Sewing machine – Juki HZL-G Series
http://www.sewingmachinesplus.com/juki-hzl-g210.php

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Simple Plan – Taking One For The Team (Preview)





Preview de “Taking One For The Team”, próximo álbum a salir de Simple Plan! 19 De Febrero del 2016. Tour dates y más, sigue a @simpleplan en Twitter! #TeamSPTour ❤ (@AlexisR_SP)

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Simple Plan – All the Small Things at the Soundcheck in Lawrence (April, 8 2017)





http://www.simpleplanbrazil.net

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Simple Plan – Aeronef de Lille – 2016-03-16





Setlist :
Opinion Overload
Jet Lag
Jump / I Gotta Feeling
I’d Do Anything
Boom
The Rest of Us
Welcome to My Life
Take My Hand
Kiss Me Like Nobody’s Watching
Uptown Funk (Bruno Mars cover)
Can’t Feel My Face (The Weeknd cover)
Can’t Keep My Hands Off You
Summer Paradise
Nostalgic
Farewell
Crazy
I’m Just a Kid

Encore :
Shut Up
Perfect World
Astronaut
Perfect

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How to Retire Early: The Shockingly Simple Math





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How to retire early – let’s break down the steps to early retirement.

Take a premium course at http://www.videoschoolonline.com/course-library/

This video shows you how to retire early with shockingly simple math.

I’ve been a personal finance nerd for a while, and the idea of early retirement is really interesting. I’m a huge fan of Mr. Money Mustache who wrote a great article on the shockingly simple math behind early retirement. Since I make videos, I wanted to take his theories and break them down into a digestible video.

I hope you enjoy! And like I say in the video, please like and share this video, then leave a comment. What do you think? Is this amazing or crazy? What is your savings rate? What other personal finance questions do you have?

I credit a lot of this work/theory to Mr Money Mustache. Read his full article about it here (http://www.mrmoneymustache.com/2012/01/13/the-shockingly-simple-math-behind-early-retirement/). Also, check out this cool early retirement calculator (https://networthify.com/calculator/earlyretirement?income=50000&initialBalance=0&expenses=17000&annualPct=5&withdrawalRate=4)

Script:

Hi, my name is Phil. I’m a video creator and online instructor. I’m also a personal finance nerd.

Because of that, I want to create a series of videos that breaks down some of the most mystifying topics that plague our society.

In a world where people’s finances are typically locked away and not-talked about, I believe opening up the gates of financial conversation will help everyone live a better and smarter life.

In this first video, I want to explain the shockingly simple math behind early retirement – thanks to one of my biggest heroes, Mr Money Mustache.

While the ability to retire may seem like a distant and unreachable goal for many, the premise comes down to one thing. You need to invest money so that it earns more money. This could be investing in stocks or bonds, real estate, or any other of investment vehicles. As soon as your investments earn enough money for you to live on each year, you are able to retire.

Let’s break it down further to know when you can retire.

The most important concept is knowing your savings rate, basically how much you make minus your expenses.

If you spend 100% of your income, you will never retire… because you will never be able to invest any money that earns money for retirement.

If you spend 0% of your income, you can retire right now… because somehow you are living without needing to make any more money.

Between 0% and 100% are a number of savings rates that correlate with the years it will take to retire.

For this, let’s assume your annual investment return is 5% (which is conservatively low) and your withdrawal rate is 4%… meaning you spend 4% of your net worth each year. For example, if you have a $1,000,000 net worth, and you live on $40,000.

If your savings rate is 10%, you will be able to safely retire after 51.4 years. Safely, meaning you will never run out of money.

If your savings rate is 25%, you can retire in 31.9 years.

50%, you can retire in 16.6 years.

And if you can somehow save 75% of your income, you can retire in 7.1 years.

Now getting to that savings rate might not be easy in our world of societal pressures, keeping up with the Joneses, and bad habits. But you can get closer by making smart decisions, avoiding debt, and living simply.

The key take away is…
Cutting your spending rate is way more powerful than increasing your income because no matter how much money you make, decreasing your spending will speed up the process.

A note, The math behind early retirement works if you are working a minimum wage job or a 7-figure CEO salary.
It’s all about the savings rate.

So if you want to retire in 10 years, the math tells us that you need to save 66% of your income.

Now there is a lot that I didn’t talk about – like how to invest, and how to cut expenses to get to a high savings rate. Those will come in a future video.

For now, get excited about the honest truth about retirement (and early retirement at that!)!

Let me know what you think in the comments below? Is this exciting or bogus?

Until next time… start being money smart.

Please subscribe to the channel and leave a comment below!

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